Commercial vehicles

Progressive underwrites a wide range of commercial auto insurance policies, which cover vehicles that your business owns or leases. Because Progressive directly provides commercial auto coverage, you have access to 24/7 policy assistance.

You may also be eligible for several discounts, like a multi-vehicle discount or automatic savings if you sign up for Snapshot Proview to track your driving habits. Progressive offers commercial auto insurance policies in all 50 states, but coverage is not available in Washington, D.C.

General liability

A general liability insurance policy protects your small business against third-party claims involving personal injury, damage to another’s property, false advertising or damage to reputation. For example, if someone slips and falls at your business or one of your employees accidentally damages someone else’s property, general liability insurance comes into play.

Through its network of insurers, Progressive offers standard general liability insurance. It also offers excess and excess insurance, which is essentially general liability coverage for high-risk businesses, such as a tree trimming service or roofing company.

Business Owner Policy

Business owners insurance policies combine general liability and commercial property coverages into one policy. They also include business interruption insurance, which protects against financial losses in case your business is temporarily unable to operate due to an unexpected event. Progressive offers policies to business owners through third-party insurers. However, it does not offer standalone commercial property insurance.

Professional liability insurance

Progressive offers professional liability insurance, also known as errors and omissions (E&O) insurance, through its third-party providers. This type of coverage protects your business against claims involving professional negligence, substandard workmanship, or inaccurate advice. Some states require professional liability insurance for certain professions, such as lawyers.

Work accident insurance

Most states require businesses that employ people to carry workers’ compensation insurance. The coverage helps pay for employees’ medical expenses and lost wages if they become ill or injured on the job. You can purchase workers’ compensation insurance from Progressive’s third-party insurers unless your business is located in Ohio, North Dakota, Washington, or Wyoming, which generally requires you to purchase coverage through a state-managed fund.

Cyber ​​insurance

Progressive offers cyber insurance through its network of providers. This type of insurance provides coverage if your business suffers a data breach or cyberattack.