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The Dos and Don’ts of Buying an Engagement Ring

Woman trying on a diamond engagement ring.

Buying an engagement ring can be an exciting but intimidating experience. From choosing the perfect ring to managing budget constraints, there are several factors to consider to ensure a smooth and satisfying shopping journey. To help you make the right decisions, TRUE details the top ten do’s and don’ts of buying engagement rings.

Top 10 Dos and Don’ts of Buying Engagement Rings

So you’ve met your life partner and are ready to commit, but nothing, from the shape of the diamond to the center stone to the style of the bracelet, makes sense? Here are some basic rules on how to buy an engagement ring to get started.

Set a budget

While it’s natural to want to splurge on the perfect ring for your partner, it’s essential to set a realistic budget and stick to it. Excessive spending can put unnecessary strain on your finances and take away from the joy of the moment.

Instead, focus on finding engagement rings that fit your budget while meeting your partner’s preferences and expectations.

Focus on the elements you want to prioritize when looking at engagement rings. Do you want a large center stone? Do you want a specific ring style? Is platinum a must-have or do you want to show off your love for yellow gold? Knowing what is most important to you when it comes to finding your own unique ring is essential and helps you decide where to focus your budget.

There is good news for those looking for a large diamond as a center stone. Synthetic diamonds are often more affordable than mined diamonds, which means that synthetic engagement rings give you more brilliance for less cost.

Do your research

Before diving into the world of engagement ring shopping, take the time to learn about the different aspects of diamonds, gemstones, and ring settings. Familiarize yourself with the The 4Cs of diamond quality— cut, color, clarity and carat weight — and consider factors like ring metal, style and durability. Armed with knowledge, you will be better equipped to make informed decisions and avoid common pitfalls.

There is no right or wrong way to do research: you can either start by browsing engagement blogs online, or go to a jewelry store to speak with a good jeweler or diamond expert to to point you in the right direction. Their advice can give you a better idea of ​​what you’re looking for and might even help you choose a wedding ring and bridal jewelry.

Give yourself time

One of the most important things to do when purchasing an engagement ring is to give yourself plenty of time to explore your options. Making a hasty decision can lead to regrets later. Start your search well in advance to allow for thoughtful consideration and comparison of different styles, designs and price points.

Be aware that a fully personalized engagement ring may take a few weeks to be ready. So don’t go shopping hoping to leave that day with the ring of your dreams. Although this can happen, it’s best to plan ahead and give yourself plenty of time and less stress.

Make an appointment

When visiting jewelry stores, it is advisable to make an appointment rather than walk in unexpectedly. This ensures that you will receive personalized attention from a knowledgeable salesperson who can guide you through the selection process and answer any questions you may have.

Additionally, scheduling an appointment can help minimize wait times and ensure the store carries the specific ring styles you’re interested in.

Measure ring size

Before making a purchase, be sure to determine your future bride’s ring size to ensure a good fit. You can secretly borrow one of their existing rings or enlist the help of a trusted friend or family member to obtain this information. Alternatively, many jewelry stores offer free ring sizing services to help you find the perfect size.

Don’t talk about anyone else

While it’s natural to seek advice from friends and family members, ultimately the decision should be up to you and your partner alone. Avoid getting caught up in outside opinions or expectations and focus on selecting a ring that resonates with your relationship and reflects your partner’s individual style and preferences.

Don’t settle for something you don’t like

When it comes to choosing an engagement ring, it’s essential to trust your instincts and select a ring that you truly love. Don’t feel like you have to settle for a ring that doesn’t excite you or doesn’t meet your expectations. Take the time to explore different options until you find the perfect ring that captures the essence of your love and commitment.

Often, couples feel that their only option is an affordable, readily available ring. But if they are patient and willing to come up with a creative budget, they may quickly realize that their dream is within their reach.

If the ring is a surprise, don’t settle for a ring that doesn’t match your partner’s style. Ask a best friend or family member, or even take a look at their Pinterest board for ideas on what they really want.

Ask about resizing and returning

Before finalizing your purchase, ask about the store’s resizing and return policies. While most jewelers offer free resizing services to ensure a perfect fit, it’s essential to understand the terms and conditions regarding returns or exchanges in case the ring isn’t quite right.

Don’t forget to take out insurance

Once you’ve found the perfect ring, don’t forget to invest in insurance to protect your investment against loss, theft or damage. Many jewelry stores offer insurance options at the time of purchase, or you can explore standalone policies from reputable insurers. Having insurance allows you to have peace of mind knowing that your ring is covered in case of unforeseen circumstances.

Think about your alliances

When purchasing an engagement ring, it’s worth thinking about how it will pair with your future wedding rings. Consider factors such as metal type, width and design to ensure a cohesive and complementary look. Planning ahead can help streamline the wedding ring selection process down the line.

What are the rules for buying an engagement ring?

When it comes to buying an engagement ring, there are no hard and fast rules. However, it is essential to consider factors such as budget, style preferences and lifestyle when making your decision. Ultimately, the most important rule is to choose a ring that symbolizes your love and commitment to your partner.

How much do you spend on an engagement ring?

The traditional rule of thumb suggests spending around two to three months’ salary on an engagement ring. However, this guideline is not set in stone and it is essential to choose a budget that suits you. Focus on finding a ring that fits your financial means while meeting your partner’s expectations and desires.

How big should an engagement ring diamond be?

The size of the diamond in an engagement ring is a matter of personal preference and budget. Although larger diamonds may look more impressive, they also come with a higher price tag. Consider factors like size, clarity, and carat weight to ensure optimal sparkle and shine within your budget constraints.

Note that some diamond shapes will appear larger than others of the same carat weight. An elongated shape like an oval cut diamond will appear larger on the hand than a round cut of the same weight. So if you want a larger stone for less, consider shape as the deciding factor.

Should an engagement ring be a surprise?

Although the element of surprise adds to the romance of a proposal, there is no rule that an engagement ring has to be a surprise. Many couples choose to purchase the ring together to ensure both partners are happy with the final choice. Ultimately, the decision to surprise or involve your partner in the selection process depends on your relationship dynamics and preferences.

Is it okay to go engagement ring shopping together?

Buying an engagement ring together can be a meaningful and enjoyable experience for couples. It allows you to explore different styles, designs and options together, ensuring you find a ring that resonates with both partners. Plus, shopping together can take the pressure off individually choosing the perfect ring and strengthen your bond as a couple.

Buying an engagement ring is an important step in any relationship, and it’s essential to approach the process with thought, consideration, and care. By following these do’s and don’ts and considering important factors like budget, style preferences, and timing, you can ensure a memorable and rewarding experience that culminates in finding the perfect ring to symbolize your love and commitment.

This story was produced by TRUE and edited and distributed by Stacker.