A basic Gold Star membership at Costco costs $65 per year. For $65 more, or $130 total, you can upgrade to Costco Executive Membership and get 2% cash back on your purchases.

For many people, this fee is well worth paying because they find many ways to save money at Costco. But that doesn’t mean a membership is right for you. Here are some reasons to consider canceling yours this November.

1. You just abandoned your car

Drivers can benefit from a Costco membership in several ways. Not only does Costco sell the cheapest gas in town, but tires at Costco are affordable and come with free maintenance for years.

But if you’ve recently ditched a car in favor of buses and trains to save money on transportation, you’re missing out on these benefits. Additionally, shopping at Costco in person may no longer be possible without a vehicle.

It’s one thing to take the bus to your local supermarket and bring home a bag of eggs, bread and fruit. It’s another to carry large quantities of food on public transportation.

And while you could Start shopping at Costco.com instead of going to the store, prices on the website are usually higher than what you’ll pay in person. And sometimes online markups are high enough to cancel out the savings you expect from Costco.

One of the pitfalls of shopping at Costco is that you might fall victim to impulse purchases. This is because the store’s inventory is huge. And with Costco’s low prices, it can be hard to say no to temptation.

But if you can’t afford to spend more this holiday season because you have a lot of extra expenses, it might be time to take away Costco access. The last thing you want is to have to dip into your savings account or end the year with additional debt.

3. You joined Amazon Prime last month and found it was a better deal for you

Amazon’s Prime Day in October was a great opportunity to save money. If you signed up for Amazon Prime last month to take advantage of it, you might not want to pay the $139 per year it costs. at the top of your Costco membership. You may also find that you can get more value from a Prime membership than a Costco membership.

We just talked about how Costco’s online prices tend to be higher than in-store prices. But if you prefer to shop online, Amazon Prime might make more sense for you.

Another downside to shopping at Costco is that the store tends to be perpetually crowded. If you dread the thought of going because your local store always seems crowded, why put yourself through this torture? A Prime membership gets you free shipping on orders of any size.

A Costco membership could save you a lot of money on groceries and household essentials, especially when paired with the right credit card. Click here for a list of the best credit cards for Costco. But if any of these factors apply to you, November may be a good time to cancel your Costco membership and save that money.