At this point in the year, many people are trying to find ways to cut back on spending to free up money for holiday shopping. So you may not be inclined to take on the expense of joining a warehouse club.

But joining Sam’s Club in November could be one of the smartest financial decisions you make before the end of the year. Here’s why it pays to sign up now.

1. You get access to warehouse club deals at a cheaper price than Costco

The best part about joining a warehouse club is having access to great deals on groceries, household items, and more. And the savings you receive can more than offset the cost of your contribution. But you should know that Sam’s Club offers lower membership fees than Costco, so you may find that you can get exceptional value from its Club or Plus membership.

A Club membership costs $50 per year, while a Plus membership costs $110. And the Plus membership gives you 2% cash back on your purchases at Sam’s Club.

If the more expensive membership isn’t for you, you can stick with the basic Club membership for $50 and use a great cash back credit card to make up the difference. Click here for a list of the best cash back credit cards available today.

Meanwhile, a basic Costco Gold Star membership costs $65 per year, while an executive membership that offers the same 2% discount as a Sam’s Club Plus membership costs $130. You can save a lot on membership fees by opting for Sam’s Club.

November could be a busy month between your work, household responsibilities, shopping and holiday preparations. So you could take advantage of the many shopping choices you have as a Sam’s Club member. You can place orders online, shop in-store, or order items for curbside pickup.

As an added bonus, Plus members receive free delivery on eligible online orders of $50 or more and free curbside pickup on all orders. Regular Sam’s Club members receive free curbside pickup on eligible orders of $50 or more.

An added benefit of being a Sam’s Club Plus member is getting early access to the store. If you prefer to do your holiday shopping in person but tend to get overwhelmed by crowds, this is a helpful perk.

3. You can take advantage of vacation offers

No matter how long your holiday shopping list is, your goal may be to spend as little money as possible. At Sam’s Club, you’ll find competitive prices on a wide range of items, from gifts to decor to foods you might want to put on your Thanksgiving or Christmas table.

Plus, Sam’s Club offers a variety of products you won’t find at any other retailer. These include toys, clothes, and other items you might want to put under your Christmas tree this December.

Sam’s Club signature brand Member’s Mark, for example, offers a wooden farmhouse-style dollhouse (available online for $59.77) that could be the perfect gift for your child. And Member’s Mark Jerky Treat Advent Calendar for Dogs ($14.98 online) could make a great gift for your puppy-obsessed boss.

You might wait until the new year to join a warehouse club store. And you can also choose one that isn’t Sam’s Club. But for these reasons, it’s worth considering becoming a Sam’s Club member before the end of November.