Open enrollment season — the period beginning in early November when you can enroll in, renew or change your health care plan — can serve as an unwelcome reminder of how costly taking care of yourself can be. From everyday costs – like co-pays for doctor visits, therapy sessions and prescription medications – to unexpected medical bills, healthcare costs take a toll on many people’s budgets. . And that expense is about to get even bigger.

“According to surveys by industry groups and benefits consulting firms, employers expect benefits costs to increase by up to 9% on average in 2025, after years of higher increases. modest,” said The New York Times. The semi-good news here is that “workers probably won’t be asked to shoulder all of them” because “in recent years, employers have shouldered much of the cost increases.”