Upasana Taku, co-founder and CFO of payment services provider MobiKwik, is a prominent figure in the Indian fintech landscape, leading one of the country’s leading digital payments platforms with resilience, passion and keen strategic vision. Her journey from humble beginnings to the forefront of digital finance highlights the power of perseverance, a theme she often highlights when recounting her experiences.

A pivotal moment in Taku’s life occurred while he was pursuing his master’s degree in the United States. Although she was accepted into prestigious institutions such as Stanford University, financial constraints almost stopped her dreams. Through perseverance, she obtained a last-minute scholarship which allowed her to complete her studies. This experience reinforced his belief that only resilience in the face of adversity can offer a way out when all else seems to fail.

It is these qualities that have enabled the company, under Taku’s leadership, to achieve major milestones, including achieving profitability and gaining approval from markets regulator Sebi for an IPO. The company’s Pocket UPI product has made it the largest wallet player in India in terms of gross transaction value, a strong testament to its role in the competitive fintech sector.

Reflecting on the significance of Sebi’s nod, Taku says, “While I prefer not to delve too deeply into IPO conversations, this approval strengthens our growth trajectory and positions us for the next phase of ‘expansion.

For Taku, success depends on patience, steady growth, and viewing challenges as learning opportunities. His journey continues to inspire, embodying a commitment to professional and personal growth.