• I spent years traveling to 94 countries, which taught me great things travel tips to save money.
• I don’t pay to check a bag when I travel and I look for free activities, like walking tours.
• I get cash when I’m at my destination and use credit cards with no foreign transaction fees.

I have been travel full time for nine years.

During my travels to 94 countries and all seven continents, I’ve learned many ways to save money abroad, some by trial and error.

Here are four ways to save money when traveling to another country.

Get the best deal in local currency

I don’t travel with cash unless I’m going to a destination where it’s difficult to access ATMs. Generally, converting money before a trip costs more than withdrawing local currency from an ATM.

I find it best to use a debit card from a bank that doesn’t charge international transaction fees, respects market exchange rates, and reimburses ATM cash withdrawal fees. I had good luck with Charles Schwab.

I also try to withdraw money from ATMs associated with a bank, which may seem safer than others in more random parts of a city.

In doing so, I also reject the bank’s currency conversion (also known as dynamic currency conversion). This way I can withdraw money but at the market conversion rate, which is almost always a better deal than the bank’s.

If you simply plan use your credit card abroadmake sure it’s from a provider that doesn’t charge international transaction fees, like Capital One.

Look for free activities

Many destinations around the world offer a multitude of free experiences that attract tourists.

Check local publications to see what free events are happening during your visit. Some libraries offer film screenings, museums often offer free entry days, and accommodations may offer free yoga or dance classes.

I also consult sites like GuruWalk and SANDEMANs, which offer local walking tours all over the world. I have participated in GuruWalk tours to countries like Turkey, Tunisia, Jordan, Egypt, Estonia and Uruguay.

Although these tours are free, don’t forget to tip your guide.

Be a carry-on only traveler

Commit to being a hand traveler only saved me a lot of money.

Paying extra for a checked bag can add up quickly, especially if you’re visiting multiple destinations during your trip. And with just a carry-on bag, you can limit your spending by having limited space to pack souvenirs.

Be sure to check size restrictions and carry-on weight limit. Some budget airlines only allow around 15 pounds, although you can sometimes pay a small fee to double the weight limit.

If you can’t make do with a carry-on bag, travel with an airline that lets you check your first bag for free.

Benefit from tax reductions for foreigners

Many countries offer travelers a tax reduction for certain purchases made with a foreign credit card. In Thailand, for example, certain purchases over 2,000 baht qualify for a tax reduction.

Find out what the limit is at your destination and consider requesting a Global Blue tax refund. Keep in mind that some countries may require you to present purchased products to an agent at the local airport.